Title Insurance

What is Title Insurance?

Title Insurance means protecting yourself from financial loss in the event problems develop regarding the rights to ownership of your property. There may be hidden title defects that even most careful title examinations will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

There are two types of title insurance: lender’s title insurance and owner’s title insurance. Most lenders require a loan policy to protect their interest in the property. Owner’s title insurance is always optional but highly recommended as the lender’s title insurance will not cover the owner if a claim is made.

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